OPD’s Demise in BC

Doug and Sue are faced with a financial crisis and are determined to do what ever it takes to gain control over their debts.
They want to pay their creditors and are in my office exploring their financial options. The couple has heard of a program called Orderly Payment of Debts (OPD) and want to know [...]

Beware of Credit Counseling

Any search for “credit counseling offers” on the internet will yield a lot of information about counseling services, credit repair companies and do-it-yourself plans. A debt counseling service negotiates lower payments with your creditors, then makes negotiated payments on your behalf each month.
Credit counseling offers are everywhere promising to help you out of debt, however [...]